Andy 2/17/25 Andy 2/17/25

Why Traditional Tithing Doesn’t Work for Me—And How I Fixed It

Should the church I attend in my peak earning years receive way more than the church I attend in retirement? That doesn’t seem right.

To solve this conundrum, I’ve designed an economics-based approach that still tithes lifetime earnings, smooths donations across time, and optimizes taxes along the way.

Andy 1/10/25 Andy 1/10/25

From Market Turbulence to Divine Stability: Lessons for Life

Your co-worker invested in an extremely volatile stock, and proclaims, “I don’t mind the ups and downs – it all averages out, right?”

Wrong.

Andy 12/2/24 Andy 12/2/24

Dave Ramsey: 9 things I like, and 9 things I don’t

Dave Ramsey is an evangelical Christian well-known for his radio program The Ramsey Show. His financial advice gets a lot of things right, but there are numerous areas where he is flat out wrong.

Andy 9/29/24 Andy 9/29/24

Should you go all in?

I was surprised to discover that the Bible talks about the wisdom of investment diversification. But it also got me thinking: the Bible isn’t always pro-diversification.

Andy 7/4/24 Andy 7/4/24

Bunching donations via DAF: Save another $130k in taxes

Consolidating 2-3 years of giving into a single year and granting to charity via a DAF could save you $130k over the course of your working years

Andy 4/21/24 Andy 4/21/24

Could donating stock save you $100k?

Charitably minded Christians could generate as much as $100,000 in tax savings by giving appreciated stocks instead of cash over the course of a lifetime.

Andy 4/5/24 Andy 4/5/24

Should you donate via credit card? It’s complicated.

My first reaction is frustration when I hear about people donating to their church via credit card (due to the high processing fees). But it turns out this intuition isn’t always right.

Andy 3/21/24 Andy 3/21/24

Beyond Wesley: A revised financial framework (Part 2)

I find John Wesley’s financial framework incomplete and insufficient for the modern theoconomist. In this post I propose an updated framework that makes 2 revisions and corrects 3 omissions.

Andy 3/8/24 Andy 3/8/24

John Wesley: The Use of Money (Part 1)

John Wesley once preached on money: “Gain all you can, save all you can, give all you can.” He commends “the right use of money” as “an excellent talent” which deserves more attention from Christians.